How We Are Paid For Mortgages

Your Mortgage - Are you paying more than you need to?

With thousands of different mortgage products to choose from, it is little wonder that some of us never find the most appropriate mortgage to suit our needs. Some people never even think of reviewing their mortgage unless they move house, although by sticking with their current lender they could be missing out, not only on lower mortgage payments but also on a range of other financial benefits.

With the majority of major banks and building societies offering an extensive range of re-mortgage products, setting out to identify the product that is right for you can be extremely daunting. On the other hand, because there is such a diverse range of special products on the market, it could well be the ideal time to consider the options available to you.

This is where I believe I can help. As independent mortgage and financial advisers we have access to a wide range of lenders across the mortgage marketplace. This enables us to review your current home loan against the available mortgage options and identify a suitable solution based upon your individual circumstances.

You can choose how we are paid:

1. A combination of fee and commission. We will normally charge a fee of £300 in addition to any commission received from the lender

2. A fee of £65.00 per hour. As an alternative, we can work on a purely fee basis. Any procuration fee received from the lender would be rebated back to you. For example: it typically takes 10 hours to complete the advice and recommendation process on a mortgage, therefore the fee would be £650

So whatever type of mortgage you are looking for; whether you're interested in a mortgage that allows you to pay the loan off more quickly, or one that doesn't have an early repayment charge, why not take advantage of the professional advice and quality service that we can offer you.

Click Here for full details of our charges.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The potential is there to make big savings on your mortgage payments, so for expert advice on mortgages and re-mortgages call us today on 01257 233023